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Renters Insurance in Homestead and Windermere, FL

Whether you call a rented house, condo or apartment your home, you can benefit from renters insurance to protect yourself against property loss and liabities. We’ve made it easy for you to compare insurance policies in one-go!

Comprehensive Renters Insurance


Renters insurance can provide you with needed financial protection against adverse circumstances, whether it’s covering your personal belongings in case of damage or ensuring you’re protected if someone is injured in your residence. If you need renters insurance, we’re here to help. Contact us today to learn more about your renters insurance options or to get a quote.

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Securing an insurance plan has never been easier! With just a few clicks, you’ll have a selection of comprehensive plans from top insurance carriers. Choose what works for you and get covered instantly. No jargon, no endless forms — just peace of mind in minutes.

What Is Renters Insurance?

Renters insurance provides protection against property loss and liability if you cause injury or property damage. To learn more about what that means, we’ve covered some basics about each.

  • Property protection — Renters insurance covers your possessions against damage for things such as fire, smoke, lightning, vandalism, theft and water damage—but not flooding—to name a few. It also extends beyond on-premise theft and hazards, covering property that is stolen from your car or lost or damaged anywhere you happen to be. Talk to your agent today to learn more additional property protection options, such as flood and earthquake insurance and scheduled items riders.
  • Liability protection — The liability portion of a renters insurance policy helps protect against claims of third-party bodily injury or property damage caused by you or another person listed as insured on your policy. It may also help pay for medical bills if someone has an injury in your rental. Liability also provides coverage for legal defense costs and judgments in a lawsuit, whether the incident occurred within your rented residence, or elsewhere.

Is Renters Insurance Neccessary?

Some renters insurance policies pay a tenant’s temporary living costs if they need to live elsewhere because of a fire, severe storm or other covered disaster. This coverage may include hotel bills, temporary rentals, restaurant meals and other living expenses. Talk with your insurer about whether your renters insurance has this inclusion.


How to Get Renters Insurance?

If you need a renters insurance policy or want to evaluate whether the coverage you have is adequate, we’re here to help. Give F & N Insurance Group, Inc. a call today to get started or request your free quote now.